Our Financial Services

Comprehensive financial solutions designed to support your business and personal savings goals

SME Loan Products

Financial solutions designed to support your business operations and growth

Working Capital Loan

Funds to support day-to-day business operations and manage cash flow.

Up to ₦200,000

Equipment Financing

Purchase or upgrade business equipment to improve productivity.

Up to ₦200,000

Inventory Loan

Purchase inventory in bulk to take advantage of discounts and meet demand.

Up to ₦200,000

Daily Thrift (Ajo) Services

A disciplined savings approach to help you achieve your financial goals

Basic Thrift Plan

Start small with daily contributions from ₦1000. Perfect for building savings discipline.

Flexible Terms

Business Savings Plan

Daily contributions from ₦5,000 to help businesses build capital reserves.

Quarterly Payout

Target Savings

Save towards specific goals with fixed daily amounts and predetermined payout dates.

Goal-Oriented

Why Choose Our Daily Thrift Service?

  • Financial Discipline: Develop consistent savings habits
  • Flexible Plans: Choose amounts that fit your budget
  • Secure: Your savings are protected and accounted for
  • Convenient: Multiple collection options available
  • Transparency: Constant SMS alerts and updates for your savings progress
  • Trusted: Over 2 years of reliable thrift services
Daily Thrift Benefits

How Our Daily Thrift Works

1

Registration

Complete a simple registration form and choose your preferred thrift plan and daily contribution amount.

2

Daily Contributions

Make your daily contributions through our agents, bank deposit, or mobile transfer.

3

Regular Updates

Receive daily SMS showing your accumulated savings and progress.

4

Payout

Collect your full savings at the end of your chosen cycle (monthly, quarterly, or target date).

Frequently Asked Questions

The maximum loan amount per client is ₦200,000. Liberty Vantage may increase this amount at its discretion based on assessment of your business needs and repayment capacity.

Approval is expected within 2 weeks or less after complete registration and proper documentation is submitted. The timeline depends on how quickly you provide all required documents and the completion of our verification processes.

In the case of early payment, the entire interest accrued for the filled-in period will be paid, without any waiver of interest. We use a flat rate interest method, which means the same interest amount is applied throughout the loan's duration.

Guarantors must: be at least 18 years of age, have a valid ID Card, 2 Passports, and Work ID Card (if applicable), have a good credit history, have a steady income, and be willing to sign a guaranty agreement.

All fees paid during registration are non-refundable except the 10% savings deposit. The registration fee (₦2,000), passbook fee (₦1,000), and application fee (₦1,000) are all non-refundable.